Prescription Drug and Pharmacy Benefits

A game-changing rewards program that drives savings, transparency and improved health. This seamless digital experience encourages members to select lower cost drug identified through its search engine, resulting in lower costs for the life of the prescription and a cash reward for switching. Employers see reduced health care spend with increased use of lower-cost drugs.

• Reduced Pharmacy Costs – Purchasing power and discounts keep costs low and provide greater savings and improved access for you and your employees
• Expanded Access – National and local access across all networks (based on plan design) includes numerous independent pharmacies as well as national and regional chains, offering broad access or urban, suburban and rural members
• Choice – Extended Supply Network with 30-day and 90-day supply options (per plan design) improves adherence and access, and helps reduce costs. Other networks include Vaccine Administration network and Specialty network
  

We want to maximize positive health outcomes for your employees by working together toward a coordinated approach among medical and pharmacy providers, at no additional charge. Ask about our concurrent drug-utilization review and risk identification outreach for opioid misuse, and many other options.

A variety of solutions address the rising cost of drugs under the medical benefits including medical policies, infusion site of care, channel management, and more.

Specialty medications are those used to treat serious or chronic conditions. Specialty medications that fall under the medical benefit are the fastest-growing segment of health care spend. As the price and utilization of these medications continue to escalate, it becomes increasingly necessary to ensure safe and effective medication use while managing costs. We can help with our Specialty Review Unit (SRU).

The Medication Finder enables members to make informed decisions on lower costs for their medication, resulting in savings all around. Members who enroll and switch to a lower cost alternative save an annual average of $573, and employers save an annual average of $393 per member when the member chooses a lower cost drug.³

The HDHP-HSA and ACA Preventive Drug Programs are benefits that groups can choose if they have High Deductible Health Plans (HDHP). These plans allow clients to customize their benefits on some chronic disease states and navigate patients to preferred drugs to reduce costs. The program also removes barriers to access and encourages adherence to medications, resulting in improved health outcomes.

These programs are rooted in evidence-based medicine, leading to a path for better outcomes and costs. These programs provide a suite of clinical programs to optimize clinical outcomes while addressing the needs of your members. Programs include:

• Guided Health – A proven medication outreach program addressing adherence, overuse and safety concerns.
• Utilization Management – Offering over a hundred programs at no additional charge like prior authorization, step therapy and drug dispensing limits.
• Pharmaceutical Care Management (PCM) – A value-added program that uses medical and pharmacy claims data to analyze members’ prescription drug usage and overall treatment to identify harmful interactions, ensure medications are taken as prescribed and identify gaps in care, while uncovering possible cost-savings.