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Medicare

Eligibility and Enrollment 

Find out whether you qualify for Blue Cross Medicare Dual Care Plus (HMO SNP) and how you can enroll. 

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Am I Eligible?

To enroll in a Blue Cross Medicare Advantage Dual Care Plus (HMO SNP) plan from Blue Cross and Blue Shield of Oklahoma, you need to:

  • Qualify for both Medicare and Medicaid
  • Be enrolled in Medicaid with the state of Oklahoma
  • Live in the Medicare Advantage Dual Care Plus (HMO SNP) plan's service area
  • Not be enrolled in another Medicare prescription drug plan at the same time

If you are enrolled in a Medicare prescription drug plan, you may only receive your Medicare prescription drug benefits through that plan. Check to see if you already have prescription drug coverage as part of that plan.

When Can I Enroll?

Enrollment periods are time frames when you can enroll in a Medicare plan. There are four enrollment periods for Blue Cross Medicare Advantage Dual Care plans.

Initial Enrollment Period (IEP)

The Initial Enrollment period, or IEP, is when you first become eligible for Medicare. This is during a seven-month period near your 65th birthday.

  • It starts three months before the month you turn 65 
  • It includes the month you turned 65 
  • It ends three months after the month you turned 65 

It’s important to enroll in Medicare during your IEP. If you miss this period, you may need to wait until one of the other enrollment periods listed below.

Annual Enrollment Period (AEP)

The Annual Enrollment Period, or AEP, is the annual time when anyone who is eligible for Medicare can join, switch or drop a Medicare Advantage plan. If you already have a plan and are happy with it, you don’t have to do anything.

To help you get the most out of AEP, keep these key dates in mind:

  • You can start browsing plans October 1
  • You can buy a plan starting October 15
  • AEP ends December 7
  • If you apply for a plan during this time, the coverage for your new plan begins on January 1.

Open Enrollment Period (OEP)

The Medicare Advantage Open Enrollment Period (MA OEP) is January 1 through March 31 each year. During OEP:

  • Enrollees (those who are already enrolled in a Medicare Advantage plan) can pick a different Medicare Advantage plan or switch to Original Medicare. You may only make one election, or plan change.
  • New Medicare beneficiaries (those who enrolled in a Medicare Advantage plan during the first three months that they were eligible – the three months before turning 65) can make a plan change. In this case the OEP occurs from the month of eligibility to Part A and Part B through the last day of the third month of eligibility.

Special Enrollment Period (SEP)

In most cases, you can stay in the plan for the calendar year when your coverage began. But, when certain events happen in your life, you may be able to join, switch or drop a Medicare Advantage Plan. This is called a Special Enrollment Period.

Below is a list of some, but not all reasons you may need to change during a Special Enrollment Period:

  • Moving outside of the plan's approved service area
  • Entering or leaving a qualified institution, such as a nursing home
  • Qualifying for low-income subsidy assistance (Extra Help)
  • Enrolling in Medicaid
  • Involuntarily losing creditable prescription drug coverage
  • Leaving or losing your employer's health plan

Contact us if any of these situations apply to you.

For more information, refer to the Medicare and You Handbook.

Plan Star Ratings

Each year, the Centers for Medicare & Medicaid Services (CMS) evaluates Medicare plans based on a 5-star rating system. The highest score a plan can achieve is 5 stars. More stars mean better performance and quality.

Learn more about star ratings .

What Plans Are Available In My County?

Are you eligible for Medicare and Medicaid and live in one of the counties below? You’re eligible for a Blue Cross Medicare Advantage Dual Care Plus (HMO SNP) plan from Blue Cross Blue Shield of Oklahoma. 

Ready to Enroll?

Ready to get started on your journey with Medicare?
Enroll in a Blue Cross Medicare Advantage Dual Care Plus (HMO SNP) plan today.

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Enroll by Phone

If you prefer to enroll by phone, we can help. Speak with a Medicare Plan Specialist today.

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Get Help from an Agent

Fill out a simple form and a BCBSOK authorized agent will contact you within two business days. You’ll get the personalized help you need to find the right insurance plan for you.

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Enroll by Mail

Use the Document Lookup Tool to download an application by searching your zip code and selecting a specific plan. Once downloaded, complete and mail in your application to the address listed in the application.

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