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Red Light Ahead: Grace Period Reminder

Feb. 25, 2026

Applies to Individual & Family Markets

2026 Open Enrollment is now behind us, which means the grace periods for binder payments are coming to an end.

The length of the grace period depends on whether your clients are enrolled in an on-exchange or off-exchange plan, and whether they qualify for a subsidy.

Here’s what you need to know about grace periods.

Jump Start Passive Renewals

Reach out to the passive renewals in your book of business who haven’t yet made a payment. Our “Premiums & Payments“ page offers the following easy ways to make a payment: