Small Group Fully Insured Metallic Plans
Blue Cross and Blue Shield of Oklahoma offers a variety of fully-funded standard ACA plans for your small group clients with 1–50 employees.
Network Options
| Plan Type | Blue Choice PPO℠ | Blue Options PPO℠ | Blue Preferred PPO℠ | Blue Advantage PPO℠ | NEW BlueSolutions PPO℠ |
| Type | Statewide PPO | Tiered Statewide PPO | Statewide PPO | Statewide PPO in all but 3 counties* | Tiered Statewide PPO |
| PCP Selection | Not required | Not required | Not required | Not required | Not required |
| Specialist Referral | Not required | Not required | Not required | Not required | Not required |
| Out-of-Network Benefits | Yes | Yes | Yes | Yes | Yes |
| Access to BlueCard® | Yes | Yes | Yes | Yes | Yes |
* Bryan, Marshall and Noble counties
Wellbeing Management: Included Programs and Services
New for 2027: GO WellbeingSM
Introducing GO Wellbeing, a complete wellness solution delivering member-centered wellness tools and programs.
The RealAge Test. An assessment evaluates all domains of health to develop a “health age.” Members track daily health habits to improve their RealAge scores.
Challenges. These help members test their abilities and bolster progress toward individual goals.
Rewards. Members earn rewards for activities. In-platform redemptions incentivize members to stay engaged in their health journey.
Well onTarget®
GO Wellbeing replaces Well onTarget for new business starting Jan. 1, 2027. For renewing groups, the transition occurs on their 2027 renewal date.
Blue Points℠. Members earn and redeem points for participating in wellness activities. .
Fitness Program. This program offers a flexible gym network to fit members’ lifestyles and budgets. .
Hinge Health and Wondr are independent companies contracted with Blue Cross and Blue Shield of Oklahoma to provide chronic disease prevention and management solutions for members with coverage through BCBSOK. BCBSOK makes no endorsement, representations or warranties regarding third-party vendors and the products and services offered by them.
Twin Health is an independent company that has contracted with BCBSOK to provide care and disease management for members with coverage through BCBSOK.
Last Updated: Oct. 29, 2026